This article explains what observations and materials to preserve promptly, how witnesses and nearby businesses may matter, what phone and vehicle data may show, and why crash victims should not try to obtain another person’s private phone records themselves. It also explains why a citation or traffic finding may be relevant without automatically resolving civil liability in a Louisiana injury claim.

This article explains what observations and materials to preserve promptly, how witnesses and nearby businesses may matter, what phone and vehicle data may show, and why crash victims should not try to obtain another person’s private phone records themselves. It also explains why a citation or traffic finding may be relevant without automatically resolving civil liability in a Louisiana injury claim.

What Counts as Distracted Driving Accident Evidence in Louisiana?

Distracted driving does not always mean texting. It may involve handheld phone use, looking at a screen, eating, adjusting controls, reaching for an object, or another activity that diverts attention from the roadway. Understanding the suspected conduct can help identify the evidence that may exist. Campbell, House, & Company discusses common causes of distracted driving to help readers recognize why different investigations may require different sources.

Start with What You Personally Observed

Write down what you remember as soon as reasonably possible. Include where each vehicle was, whether the other driver appeared to be looking down or away, how long that behavior lasted, and what happened immediately before impact. Avoid guessing about what was on the driver’s screen. A clear description of an observation is generally more useful than a conclusion about someone’s intent.

Preserve photographs and video from the scene if it is safe to do so. Useful materials may include vehicle positions, roadway markings, lighting, weather, sight lines, damage, debris, and nearby signs or businesses. Keep original files when possible, along with the date and approximate time they were created. In Monroe, Louisiana, these details may help an investigator understand the physical setting of the collision instead of relying only on later recollections.

Where Else Can Monroe Drivers Look for Proof of a Distracted Driving Collision?

Other people and recording systems may provide information that a crash victim cannot obtain alone. Witnesses may have seen the driver holding a phone, looking down, or failing to react to stopped traffic. Their accounts should be recorded accurately, without coaching or pressure. Obtain contact information if they are willing to provide it, and note what each person says they personally observed.

Nearby businesses, residences, parking facilities, and traffic-control systems may have exterior cameras. Video can be overwritten, retained for a limited period, or controlled by a private owner. A business may not be able to release footage informally, and a public agency may have its own request process. Depending on the circumstances, an attorney may send a preservation request or pursue the material through lawful procedures.

For a crash involving an unknown or fleeing driver, promptly recording vehicle details, witness information, and possible camera locations can be especially important. The discussion of preserving evidence after a Monroe hit-and-run crash offers a related example of why time-sensitive evidence deserves attention.

Potential sources may include:

• Statements from passengers, pedestrians, or other motorists;
• Dashcam, doorbell, business, or traffic-camera footage;
• Photographs showing the roadway, vehicles, and visibility conditions;
• Event data or other vehicle information, when available and legally obtainable;
• The other driver’s statements to officers, witnesses, insurers, or others; and
• Police reports, diagrams, photographs, and any citation issued after the crash.

A police citation may support an argument about conduct, but it does not necessarily establish every element of a civil negligence claim. In Louisiana, the legal significance of each item depends on its reliability, admissibility, connection to the collision, and relationship to the injuries and losses being claimed.

How Should You Preserve Evidence Without Creating New Problems?

Evidence preservation is not the same as conducting a private investigation. Crash victims generally should avoid accessing another person’s phone, guessing passwords, impersonating someone to obtain records, or contacting a carrier as if they were the account holder. Phone records and device contents can contain private information, and obtaining them improperly may create privacy, evidentiary, or credibility concerns.

Phone and Vehicle Data Require Lawful Procedures

A phone bill may show account activity or communications, but it may not prove who was holding the phone, what the person was doing, or whether the activity caused the collision. More detailed information may be held by a wireless provider, app company, employer, vehicle manufacturer, or another custodian. Access may require consent, formal discovery, a subpoena, a court order, or another lawful process, depending on the facts and jurisdiction.

Similarly, vehicle event data may have limitations. It may record information about speed, braking, or other vehicle conditions, but it may not directly identify distraction. Data can also raise questions about access, interpretation, and preservation. A qualified lawyer may coordinate appropriate requests and consult technical professionals when necessary.

Keep communications with insurers factual and organized. Do not delete photographs, messages, dashcam files, medical paperwork, or repair records. Avoid posting speculation about the crash on social media. Depending on the circumstances, a lawyer may help preserve evidence, evaluate witness accounts, and assess negligence separately from any traffic citation. A Monroe car accident lawyer can also explain what investigation steps may be available without encouraging an unauthorized search for private data.

Frequently Asked Questions

Can a witness prove that the other driver was distracted?

A witness’s account may provide important evidence, particularly when the witness describes specific conduct rather than simply saying the driver was careless. The value of the statement may depend on the witness’s location, line of sight, timing, consistency, and ability to identify the vehicle and driver. A witness does not need to determine legal fault; that assessment involves the complete evidence and applicable Louisiana law.

Does a distracted-driving ticket automatically prove my injury claim?

No. A citation or traffic finding may be relevant, but a personal injury claim generally involves additional questions. Those may include whether the driver’s conduct breached a duty, whether it caused the collision, what injuries resulted, and what damages are supported. Traffic enforcement and a civil claim are separate processes. The effect of a citation depends on the facts and how Louisiana law treats the specific evidence.

What if a nearby business refuses to provide surveillance video?

A business may have privacy policies, retention limits, or other reasons for not releasing footage informally. Do not threaten employees or attempt to access the system yourself. Record the business location, camera position, and approximate crash time, then discuss preservation options with counsel. Depending on the circumstances, a formal request or legal process may be available to seek relevant footage.

Can I request the other driver’s phone records from the carrier?

Usually, a person cannot simply request another customer’s private phone records. A carrier may require authorization or a legally valid request. Attempting to obtain records by misrepresentation or unauthorized access can create separate problems. An attorney may evaluate whether phone records are relevant and, if so, pursue them through appropriate procedures in a potential Louisiana civil case.

How Campbell, House, & Company Can Help

Campbell, House, & Company is dedicated to helping injured people in Monroe, Louisiana understand the evidence that may support a car accident claim. The firm can review available photographs, reports, witness information, video leads, vehicle data, and communications while considering how Louisiana negligence principles may apply. When appropriate, counsel may help send preservation requests, seek records through lawful procedures, and coordinate the investigation of distraction allegations.

Every collision has different facts, and no single item guarantees a particular result. If you are considering a Monroe distracted driver claim, contact Campbell, House, & Company for a free consultation or case evaluation to discuss your situation and legal options.

The information in this article is for educational purposes only and does not constitute legal advice. Contact a qualified attorney licensed in Monroe, Louisiana for advice specific to your situation.

The post Where Can Monroe Drivers Find Distracted Driving Proof? first appeared on Campbell and House.

An injured person may need to look beyond the other driver’s insurance. Reviewing the injured person’s own auto policy, policies in the household, and possible coverage connected to the vehicle can reveal options that are easy to overlook. Monroe car accident lawyers can help explain the general claim process and evaluate questions about available coverage. Campbell, House, & Company provides guidance for people assessing these issues in Monroe, Louisiana.

This article explains how uninsured and underinsured motorist coverage generally works in Louisiana, what information may matter, how insurer communications can affect a claim, and when legal assistance may be useful. It is educational information, not advice about any particular accident.

How Can an Uninsured Motorist Claim Help After a Monroe Crash?

Uninsured motorist (UM) coverage is designed to address certain bodily injury losses caused by a driver who has no applicable liability insurance. Underinsured motorist (UIM) coverage may apply when the at-fault driver has insurance, but the available liability limits are not enough to address the injured person’s covered losses. Both claims are highly dependent on the policy and the facts.

Which policies should be reviewed?

Generally speaking, an injured driver may need to identify:

• The policy covering the vehicle involved in the crash
• The injured person’s own auto policy
• Policies issued to resident relatives, depending on the policy language and household facts
• The at-fault driver’s liability coverage and available limits
• Medical payments, health insurance, or other coverage that may affect immediate bills, without assuming those sources replace UM or UIM benefits

Louisiana policies often include UM coverage unless it was properly rejected or selected at a lower limit, but the validity and effect of a selection or rejection can require careful review. Policy forms, endorsements, named insureds, exclusions, and household relationships may all matter. Laws and policy requirements in Louisiana can change, so the controlling documents and current law should be examined.

A claim may involve more than proving that the other driver was uninsured. The insurer may also evaluate fault, whether the claimant qualifies as an insured, causation, medical evidence, and the amount of covered damages.

What Evidence and Insurance Steps Matter in a Louisiana UM or UIM Claim?

After a car accident with no insurance in Monroe, LA, documentation can become especially important. An insurer may request information about the collision, the vehicles, the policies, medical treatment, prior injuries, lost income, and other issues affecting the claim. Keeping organized records can make it easier to understand what has been requested and what has been provided.

A practical evidence file may include:

1. The crash report and any supplemental report
2. Photographs or video of the vehicles, roadway, traffic signals, and visible conditions
3. Names and contact information for witnesses
4. Insurance declarations pages, policy notices, and correspondence
5. Medical records and bills related to the crash
6. Documentation of missed work or other verifiable financial losses
7. A dated record of symptoms and functional limitations, without attempting to self-diagnose

If the other driver left the scene, the driver may remain unidentified. In that situation, promptly reporting the collision and preserving available evidence may be important to an investigation. Witnesses, nearby security footage, vehicle descriptions, and the police report can help establish what happened. For additional discussion, see this Monroe hit-and-run claim guidance.

Notice provisions and cooperation clauses in an auto policy can affect how an insurer handles a UM or UIM claim. A person may receive a request for a recorded statement, medical authorization, vehicle inspection, or other information. Those communications should be handled carefully and accurately. A claimant generally should not assume that an insurer’s initial position is the final word on coverage or value.

In Monroe, Louisiana, records may involve local law enforcement, medical providers, employers, and insurers operating under Louisiana requirements. The Louisiana Department of Insurance provides consumer information about insurance issues, but it does not evaluate every person’s individual claim or replace legal advice.

What Common Mistakes Can Affect an Uninsured Motorist Claim?

A UM or UIM claim can involve overlapping questions: who caused the crash, which policy applies, whether coverage was rejected or limited, and what injuries and losses are legally connected to the collision. Mistakes often occur when a person treats the claim like a simple vehicle-damage matter or overlooks another potentially relevant policy.

Common issues to consider include:

• Failing to review the entire policy, including endorsements and declarations pages
• Waiting too long to notify an insurer or preserve crash evidence
• Giving inconsistent descriptions of symptoms, treatment, or how the collision occurred
• Signing a release before understanding which claims or policies it may affect
• Accepting a liability settlement without considering how it interacts with a UIM claim
• Overlooking psychological symptoms, such as anxiety, trauma, or sleep disruption, that should be discussed with a qualified medical provider and documented appropriately

Accident-related losses may include medical expenses, lost income, physical pain, and other legally recognized damages, depending on the evidence and applicable Louisiana law. Documentation of psychological injuries after a Monroe accident may be relevant when those symptoms are connected to the crash and supported by appropriate records.

A person may want claim-specific guidance when an insurer disputes coverage, requests a recorded statement, delays its investigation, presents a low settlement offer, identifies multiple potentially applicable policies, or evaluates injuries before their full course is clear. Monroe personal injury attorneys may be able to review the available documents and explain options for communicating with the insurer.

Frequently Asked Questions

Does uninsured motorist coverage pay for vehicle damage in Louisiana?

UM coverage in Louisiana commonly focuses on bodily injury, while vehicle damage may involve collision coverage or another source of payment. The answer depends on the policy language, coverage selections, deductibles, and facts of the crash. A policy review is important before assuming that UM benefits will pay for repairs or other property loss.

Can I make a UM claim if the at-fault driver has some insurance?

Possibly. When the other driver’s liability insurance is insufficient to cover covered losses, UIM coverage may be relevant if it applies under the claimant’s policy. The available limits, settlement with the liability insurer, policy terms, and value of the injuries can all affect the analysis. Louisiana insurance law and the policy should be reviewed together.

What if I was a passenger in the vehicle?

A passenger may have potential coverage through the vehicle’s policy, the passenger’s own policy, or another applicable policy, depending on the facts and policy language. The passenger’s status as an insured, the relationship to the policyholder, and the cause of the crash may matter. Multiple injured people can also raise additional policy-limit questions.

How long does a Monroe UM claim take?

There is no universal timeline. A claim may take longer when treatment is ongoing, fault is disputed, coverage documents are incomplete, or the insurer requests additional investigation. Louisiana deadlines may apply, and those deadlines can depend on the nature of the claim and other circumstances. A licensed attorney can discuss timing based on the specific facts.

How Campbell, House, & Company Can Help

Campbell, House, & Company is dedicated to helping injured people understand the insurance issues that may follow a Monroe, Louisiana car crash. The firm can review available policies and claim communications, help organize evidence, and explain questions involving uninsured or underinsured motorist coverage. The team is committed to fighting for clients’ rights while recognizing that every claim depends on its facts, policy language, and applicable Louisiana law.

If you are dealing with an uninsured motorist claim in Monroe, Louisiana, contact Campbell, House, & Company for a free consultation or case evaluation. A conversation may help you understand which documents and coverage questions deserve attention.

The information in this article is for educational purposes only and does not constitute legal advice. Contact a qualified attorney licensed in Monroe, Louisiana for advice specific to your situation.

The post How Can a Monroe Driver Pursue an Uninsured Motorist Claim? first appeared on Campbell and House.

Even when the other driver has not been identified, a claim may involve your own insurance coverage and evidence collected at the scene. Monroe car accident lawyers may be able to help you understand the available options without assuming that the fleeing driver will be located. Campbell, House, & Company provides information about the process and can evaluate whether a consultation makes sense for your circumstances.

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What Happens After a Hit-and-Run in Monroe, Louisiana? Start With Safety and Reporting

Your immediate priorities are safety and an accurate record. If anyone may be seriously injured, move to a safe location if possible and call 911. Do not chase the departing vehicle. If the scene is dangerous, follow instructions from emergency personnel and avoid standing in traffic.

Report the collision promptly

Contact the appropriate law enforcement agency serving the location of the crash. Depending on where the collision occurred, that may involve local police, the Ouachita Parish Sheriff’s Office, or another agency with jurisdiction. Ask how to obtain the report or report number and keep that information with your claim records.

When speaking with an officer, describe what you personally observed. Useful details may include:

• The direction the other vehicle traveled;
• Make, model, color, or distinctive damage;
• A partial license plate or vehicle feature, if remembered;
• The location, time, and lane where the collision occurred; and
• Names and contact information for witnesses.

Avoid guessing about details you do not know. A report can document the scene and preserve information for a possible investigation, but it does not by itself establish who is legally responsible or guarantee that the driver will be found.

Preserve Monroe Hit-and-Run Evidence and Address Medical Care

Evidence can become harder to locate as vehicles are moved, surveillance footage is overwritten, and memories fade. If it is safe, take photographs or video of vehicle damage, the roadway, debris, skid marks, traffic controls, weather conditions, and nearby businesses or residences. Do not put yourself in danger to collect evidence.

Gather witnesses and other identifying information

Ask witnesses for their names and preferred contact information. If someone saw the other vehicle, ask them to provide their own account to law enforcement rather than relying on your memory alone. Note nearby businesses, parking facilities, homes, or intersections that may have cameras. Do not enter private property or pressure anyone to provide footage; simply give relevant information to the investigating agency or your attorney.

Keep damaged items, photographs, repair estimates, towing records, and related communications. Do not repair or discard damaged vehicle parts before documenting them and, when appropriate, allowing an insurer or investigator to inspect the vehicle.

Get medical attention and track symptoms

A medical professional can assess injuries and explain appropriate care. Even if pain seems minor at first, tell the provider about symptoms and the collision. Also mention emotional or psychological symptoms, such as sleep disruption, anxiety, or fear of driving. Readers can review information about psychological injuries after a Monroe accident, but only a qualified healthcare professional can evaluate an individual’s condition.

Keep appointment information, bills, treatment records, work absence records, and a dated symptom log. These materials may help show how the collision affected you, although the value and relevance of any evidence depend on the facts of the claim.

Insurance, Uninsured-Motorist Coverage, and Common Mistakes

Notify your own automobile insurer about the collision according to the policy’s reporting requirements. Be accurate and cooperative, but remember that an insurance adjuster represents the insurer’s interests. You may be asked for a recorded statement, medical authorization, or settlement discussion. Depending on the circumstances, a lawyer may help you understand what a request means before you respond.

Explore possible coverage

When the at-fault driver cannot be identified, uninsured-motorist or hit-and-run coverage may be relevant. Coverage terms, exclusions, notice requirements, proof standards, and available limits depend on the policy and the facts. A policy may also include different rules for property damage and bodily injury. Review your declarations page and policy documents, and discuss questions with a qualified professional.

A potential hit-and-run injury claim in Louisiana can involve more than locating the departing driver. Relevant issues may include whether there is sufficient evidence that contact occurred, whether the policy applies, the nature of the injuries, and whether required notices or deadlines were met. Louisiana law and insurance procedures can change, so current advice should be based on the applicable policy and the collision’s location.

Common mistakes include:

• Waiting too long to report the crash or notify an insurer;
• Posting photographs or statements about the collision on social media;
• Agreeing to a release before understanding the injuries and coverage; and
• Failing to preserve witness information, vehicle evidence, or medical records.

A Monroe personal injury claim guidance resource may help explain how medical documentation, lost income, pain and suffering, available coverage, and liability are generally evaluated. It cannot determine what applies to your specific claim.

Frequently Asked Questions

What if the hit-and-run driver is never identified?

You may still have options to investigate an insurance claim, including possible uninsured-motorist coverage, depending on your policy and the facts. Prompt reporting, photographs, witness information, medical records, and proof of the collision can be important. An unidentified driver does not automatically mean that every claim will succeed, and coverage disputes may arise. A Louisiana attorney can review the policy, evidence, and applicable deadlines in a consultation.

Should I give the insurance company a recorded statement?

You generally should provide truthful information about the collision to your insurer, but the timing and scope of a recorded statement can matter. The insurer may also request documents or medical authorizations. Before agreeing to a statement or signing a release, some people choose to discuss the request with a personal injury lawyer. The appropriate response depends on the policy language, the insurer involved, and the circumstances of the accident.

Can I recover for emotional distress after a hit-and-run?

Emotional symptoms may be relevant to an injury claim when supported by the facts and appropriate documentation. Anxiety, sleep problems, or fear of driving should not be self-diagnosed or minimized. Tell a healthcare provider about symptoms and follow professional guidance. Whether a claim includes damages for emotional harm depends on applicable Louisiana law, the insurance policy, medical evidence, and other case-specific factors.

How long do I have to pursue a hit-and-run claim in Louisiana?

Deadlines can depend on the legal theory, the type of claim, the insurance policy, and other facts. Missing a deadline can affect legal rights, but the correct deadline cannot be determined from a general article. Because Louisiana laws and procedures may change, preserve records and discuss the matter with a licensed Louisiana attorney as soon as reasonably possible.

How Campbell, House, & Company Can Help

Campbell, House, & Company is dedicated to helping people understand the practical and legal issues that may follow a hit-and-run collision in Monroe, Louisiana. The firm can review available evidence, insurance information, medical documentation, and communications with insurers. Its team is committed to fighting for clients’ rights while explaining the claim process in clear terms and without promising a particular result.

If you are unsure how to proceed, you can schedule a Monroe injury claim consultation to discuss your situation. Contact Campbell, House, & Company for a free consultation or case evaluation.

The information in this article is for educational purposes only and does not constitute legal advice. Contact a qualified attorney licensed in Monroe, Louisiana for advice specific to your situation.

The post Why Monroe Louisiana Hit-and-Run Claims Need a Lawyer first appeared on Campbell and House.

But it’s important to remember that some of your most serious injuries might be harder to detect. Victims of car accidents often experience psychological injuries in addition to (or even in the absence of) physical wounds.

Understanding Psychological Injuries

According to WebMD, even minor accidents can result in severe emotional trauma such as fears and phobias about riding in a car. WebMD reports a study that finds that one-third of car accident victims experience some form of PTSD, anxiety, depression, or phobias after an accident – with passengers often having even more emotional repercussions than drivers.

Identifying PTSD

In the months following the accident, if you experience anxiety, consistent nightmares about the accident, and/or the strong desire to avoid getting in a car, you might be suffering from PTSD. According to FamilyDoctor.org, common symptoms of PTSD can include:

• A persistent feeling of general uneasiness.
• Anxiety regarding driving or riding in vehicles.
• Desire to avoid medical tests or procedures.
• Irritability, excessive worry, or anger.
• Nightmares or trouble sleeping.
• A feeling of disconnection to events or other people.
• Ongoing memories or thoughts about the accident that you can’t seem to control.

You Can Claim Compensation For Psychological Injuries

While personal injury lawsuits often focus on collecting compensation for monetary costs like medical bills and vehicle replacement, in some situations you can also claim compensation for psychological injuries such as PTSD.

Getting medical care for your emotional trauma is essential to claiming related compensation. To prove your need for emotional trauma compensation, you’ll need to provide evidence that the accident caused you PTSD or another psychological issue.  According to FindLaw, you’ll need to support your claim with testimony from a psychological trauma expert. The testimony will need to establish that:

1. You’ve been appropriately diagnosed with PTSD.
2. Your psychological condition is connected to the car accident in question (and not a prior event or circumstance).
3. An estimation of how long your condition may persist.
4. How your psychological suffering and needed treatment can be reflected in a dollar value.

How To Move Forward

Getting the proper therapy and care is essential for dealing with psychological injuries. Common treatments for PTSD include cognitive processing therapy, eye movement desensitization and reprocessing (EMDR) therapy, and some medications. Ask your doctor for therapist recommendations and remember that there is healing for PTSD.

Also, make sure to talk to a personal injury attorney about how to claim the compensation you deserve for your psychological injuries. Maximizing your personal injury claim can make the thought of paying for therapy a lot more positive!

The personal injury attorneys at Campbell, House, and Company understand all the areas of your life that can be affected by an accident. Get the compensation you need by calling (318) 855-0285 or contacting us online!

Campbell, House & Company

1815 Roselawn Ave

Monroe, LA 71201

(318) 855-0285

Fax: 505.764.9722

The post Your Risk of Psychological Injuries After An Accident In Monroe, LA first appeared on Campbell and House.

What To Expect From Insurance Companies

Insurance companies exist for their bottom line. So while they advertise promises of security for their clients, they often hesitate to offer settlements that actually cover the value of the claim. Often, insurance companies (whether you are filing a claim with your own insurance or filing a claim with the at-fault party’s insurance) will try to convince you to accept a settlement that is less than the amount you’re entitled to. They often get away with this because many accident victims don’t know the real value of their damages and what they could legally claim – we’ll get to that later in this article.

The first thing you need to know is that insurance companies in Shreveport are counting on you to want to settle fast and with as little inconvenience as possible. They know that you’ll have medical bills and property damage expenses piling up and that you might be impatient to get the money. They’re counting on you to not understand the full scope of your damages and what the law might allow you to claim.

Don’t accept a settlement too soon or you’ll lose out on compensation you deserve.

Evaluating The Total Value Of Your Damages

To evaluate the total value of your damages, you need to think outside the box. Your accident damages could be far more than just the cost of a new car or your first medical bills.

Personal injury damages can be broken down into two general categories: economic damages and non-economic damages.

• Economic Damages

Justia defines economic damages as “tangible damages that can easily be quantified, and their value does not change depending on the jury that is evaluating them.” In personal injury cases, economic damages usually include expenses such as:

• Car replacement or repairs
• Rental car costs
• Hired services such as housekeeping (if your injuries prevent you from doing daily tasks)
• Lost wages due to missing work while recovering or because you lost an ability to earn in the future (sometimes called lost earning capacity)
• Medical bills (past and future – including expenses required for your full recovery such as physical therapy and treatment for PTSD or other psychological issues)
• Other out-of-pocket expenses
• Non-Economic Damages

Also sometimes referred to as “pain and suffering,” non-economic damages are harder to valuate but are often some of the greatest losses after a serious accident. Non-economic damages can include:

• Pain
• Emotional anguish
• Humiliation
• Reputational damage
• Loss of enjoyment of activities
• Worsening of prior injuries

Who determines the value of these damages? Economic damages can be proven by signed statements from medical professionals, receipts or statements from mechanics, and other records that show your expenses. Non-economic damages will usually need to be presented by a personal injury lawyer and evaluated by a judge or jury.

When trying to put a number on the amount of money you can claim, it’s best to get legal assistance so that nothing falls through the cracks.

When Is It Safe To Settle?

As you can guess, evaluating your damages can take a lot of time and careful attention, as well as the opinions of many professionals and/or witnesses. So at what point can you accept a settlement with confidence?

Generally, when it comes to medical expenses, you should wait until Maximum Medical Improvement (MMI) before you accept a settlement. MMI is the point in your recovery in which your condition is stable to the extent that additional intervention won’t make things any better. It doesn’t mean you have fully recovered, but it means that a doctor can confidently assess what your recovery journey will look like, what treatments you will require, and what the costs of those treatments will be.

Do not accept an insurance settlement without getting advice from medical and legal professionals. It makes sense that you’re anxious to get your compensation, but remember that a little patience can go a long way when it comes to your settlement.

Do you want experienced legal assistance to help you determine the value of your case and successfully claim your compensation in Shreveport, Louisiana? The world might feel like it’s against you after a serious accident, but our legal team is all for you! Don’t guess when it comes to your personal injury settlement. Don’t risk missing a significant portion of your compensation. It’s not just about the money, it’s about justice for you! Contact our Shreveport office at (318) 855-0285 or contact us online!

Campbell, House & Company

1815 Roselawn Ave

Monroe, LA 71201

(318) 855-0285

Fax: 505.764.9722

The post Injured? When To Accept An Insurance Settlement in Shreveport, LA first appeared on Campbell and House.

After a wrongful death, you have the option of filing a claim for compensation. It might feel disrespectful or weird to be thinking about money in a time like this, but you might need to. After losing a family member in an accident, you will likely be facing hospital bills, funeral expenses, and losses such as income that you relied on.

It’s a good idea to pursue a claim, not only to cover the immediate expenses but also to help you with expenses and losses down the road that result from your loved one’s death. And if a legal case seems overwhelming, don’t panic. At Campbell, House, & Company, there’s a team of experienced and caring attorneys waiting to take the weight of your shoulders turning this chaotic time.

So, if you’ve decided to take legal action after a wrongful death in Monroe, Louisiana. It’s natural to wonder how much compensation you will receive.

First of all, it’s important to realize there is no one-size-fits-all when it comes to financial awards in wrongful death cases. Because each case is unique, you should not rely on compensation calculators that circulate the internet or on results from other cases. Doing so could actually hurt your case by deceiving you into settling for less than what you deserve.

Instead, your best chance of optimum success is to work with a wrongful death attorney who truly cares about you and your case. Campbell, House, & Company is an experienced group of compassionate and highly competent attorneys ready to fight for your rights under Louisiana wrongful death law.

How To Understand What Your Case Is Worth

Your unique circumstances and the competence of your attorney will determine the outcome of your case. An attorney can help you figure out what you can reasonably claim in a Monroe, Louisiana case. To start determining your case’s value, your attorney will consider the following factors:

• The age of your loved one at the time of their death
• Your loved one’s physical health prior to the accident
• Your loved one’s earning capacity and potential – this includes their education, work experience, training, and physical abilities.
• Any household tasks that your loved one provided. For example, if your spouse cared for your children, you will most likely need to hire childcare now. You can claim the expenses related to childcare in your wrongful death case.
• Income that was provided by your loved one
• Benefits or gifts that you received because of your loved one, such as healthcare.
• If your loved one had dependents, the ages and circumstances of those dependents.
• Loss of inheritance, if applicable
• Funeral and burial costs
• Any medical expenses and hospital bills that resulted from your loved one’s injuries in the accident
• Your mental anguish caused by their death
• Loss of companionship
• Loss of affection
• Loss of moral support
• Loss of guidance
• Loss of attention
• Loss of sexual relationship
• Pain and suffering that your loved one experienced because of the other party’s negligence

You’ve probably noticed that some of these factors don’t have a set value. For example, while you might receive a hospital bill in a very tangible dollar amount, a damage such as loss of companionship doesn’t have a price. That’s where an experienced attorney is essential. An attorney can help argue that you deserve significant compensation for these non-economic damages such as pain and suffering.

In addition to the above factors, you might also be able to claim punitive damages. While the above damages are considered compensation for something that was taken from you, punitive damages act as a punishment on the negligent party. For example, if your loved one was killed in a car accident by a drunk driver, you can try to claim punitive damages as a way to penalize the drunk driver’s inexcusable recklessness. Or, if your loved one died in a workplace accident, your attorney might be able to prove that the accident could have been easily prevented if it weren’t for someone’s extreme negligence. Talk to your attorney about the possibility of claiming punitive damages in addition to your other compensation.

What’s Next?

We know that money won’t make life seem normal after losing a loved one, but your compensation awards can provide the financial stability and peace of mind you need to start moving forward. A successful compensation claim can also help you gain assurance that, to the extent that was possible, justice was done. Contact our Monroe office at (318) 855-0285 or online.

Campbell, House & Company

1815 Roselawn Ave

Monroe, LA 71201

(318) 855-0285

Fax: 505.764.9722

The post How Much Money Can You Claim In A Wrongful Death Case in Monroe, Louisiana? first appeared on Campbell and House.

Distracted driving caused  2,841 deaths in 2018, including 1,730 drivers, 605 passengers, 400 pedestrians, and 77 bicyclists, reports the NHTSA.

And while it’s true that “other” drivers often cause accidents, each of us is responsible for being the safest and most alert driver we can be. When we share the road, we share the responsibility to protect everyone on it as best we can.

Just a few seconds of distraction is enough to cause an accident that could result in serious injuries, lifelong disabilities, or death here at home in Shreveport, LA.

Successfully removing distractions starts with identifying distractions and understanding just how serious each one is.

The Main Types of Distraction

Anything that causes you to give less attention to driving is a distraction that endangers you and others. There are three main types of distraction, says the CDC.

• Visual: taking your eyes off the road
• Manual: taking your hands off the wheel
• Cognitive: taking your mind off the road

Texting while driving combines all three types of distraction, making it particularly unsafe. At a speed of 55 mph, looking away from the road for 5 seconds means we cover the length of a football field without knowing what’s happening around us.

So, besides the notorious cellphone, what are the most serious distracted driving culprits?

SafeStart rates the top 10 worst causes of distracted driving and gives the percentage of accidents that resulted from each.

• #10: Smoking – including lighting a cigarette or putting out a cigarette causes 1% of distracted driving accidents.
• #9: Moving objects. Have you ever spent the majority of your morning commute trying to get rid of an unwelcome insect in your car? Or what about your pet demanding your attention? Moving objects in your car contribute to 1% of distracted driving accidents.
• #8: Using devices that operate the vehicle – actions like putting on a seatbelt or adjusting mirrors causes 1% of distracted driving accidents. Doing these tasks before getting on the road can cut down on accidents and keep everyone safer.
• #7: Changing audio or air controls. Just taking a few seconds to adjust the radio or change the climate in your car can distract drivers enough to contribute to 2% of distracted driving accidents.
• #6: Eating and drinking. It’s tempting to think you’ll be saving time by finishing your breakfast in the car or even just getting a quick coffee for your commute. But eating and drinking while driving leads to 2% of distracted driving accidents. That should be enough to make you think twice about eating that bagel behind the wheel.
• #5: Using or reaching for a device that you brought into the car. This doesn’t just mean composing a text to your boss. Just reaching for your phone or another device causes 2% of distracted driving accidents.
• #4: Other people in the car. This means kids crying in the backseat, friends chatting in the passenger seat, or even your dog who you turn your head to check on. The attention drivers give to other occupants leads to 5% of distracted driving accidents.
• #3: What’s going on outside. Looking at objects, people, and events outside your car requires considerable attention, enough to contribute to 7% of distracted driving accidents. Don’t cause another accident by rubbernecking.
• #2: Cell Phone use. Perhaps the most infamous cause of distracted driving. Unfortunately, many people use their final words in life on a text or phone call that could have waited. Even hands-free options cause distractions that contribute to 12% of distracted driving accidents. There are very few calls or texts that are worth risking lives for.
• #1: Getting “lost in thought.” Just because you don’t text and drive doesn’t mean you’re off the hook! Turns out that general distraction such as letting your mind wander causes a chart-topping 62% of distracted driving accidents.

Start Making the Roads Safer

Hopefully, these stats encourage you to think twice before letting your attention go to something besides driving. Besides removing and minimizing your own distractions, another effective way to help prevent car accidents in the Shreveport area is to speak up and lead by example. If you see someone driving while distracted, remind them of the consequences of just a few seconds of distraction. And lead by example for your friends, family, coworkers, and community!

If You’re Injured Because of Distracted Driving

Distracted driving is negligence. And if someone else’s negligence causes you injury, you can sue for compensation in a personal injury lawsuit. Contact a personal injury attorney at Campbell, House, & Company to get started. Call our Shreveport, LA office at or message us online.

Campbell, House & Company

1815 Roselawn Ave

Monroe, LA 71201

(318) 855-0285

Fax: 505.764.9722

The post 10 Most Common Causes of Distracted Driving first appeared on Campbell and House.

What happens if you’re injured in a car accident while traveling outside of Monroe, LA? Keep reading to know what to do if your vacation turns into a trip to the hospital.

First Steps to Take

If you’re in a car accident while on vacation, your immediate action plan should be very similar to what you would do if you were injured near home.

1. You should first check to see if everyone in the car is okay. Remember that many of the most common car accident injuries do not manifest themselves immediately. Serious injuries such as brain damage or spinal cord damage could take a few days to show symptoms.
2. To be safe rather than sorry, it’s always recommended to visit a doctor for a thorough checkup after an accident, even if you believe your injuries were minor or nonexistent.
3. File a report with the local police. Not only is this often required by law, but it will become important if you choose to file a personal injury case later on.
4. Document what happened. While sometimes required for a police report, this information should be treated as future evidence should you choose to pursue an insurance claim or personal injury lawsuit. You will need evidence of all the damage that was done and any evidence that could prove who caused the accident. You should photograph the scene of the accident from several angles. Photograph all damage done to your vehicle and any other vehicles involved. If you have visible injuries you should photograph those too. If there are witnesses present, ask if they are willing to provide their contact information and a statement about what happened. You may need to contact them again if you pursue a case. If you go to the doctor, save receipts and documents from your visit.
5. Contact a car accident attorney. Even if you feel that your injuries were too minor to consider a legal case, it’s still wise to get a car accident attorney’s advice. Should your injuries develop into something more serious, getting started on your case sooner rather than later will help you in the long run. Often, people involved in car accidents do not “bother” with a legal case simply because they do not know what their case is worth. Car accident expenses can add up fast, even when injuries are minor or moderate. If you were injured because of someone’s negligence, you owe it to yourself to claim the compensation you deserve! When you are involved in an accident in a different state, it’s especially important to get legal advice on varying state laws regarding fault, negligence, and compensation.

What You Might Be Entitled to Claim

If you choose to pursue a legal case after a car accident while on vacation, you could receive compensation for various damages, including but not limited to:

• Past and future medical expenses (not just your immediate hospital bills, but physical therapy, check-ups, treatments, and medication that you will need in the future because of your injuries)
• Rental car expenses (if your personal vehicle was damaged or if your rental car was damaged and you need a replacement)
• Expenses incurred from an interrupted vacation, such as flight changes/cancellations, hotel cancellations, extended hotel stay expenses while you recover, and more.
• The unjust use of your vacation time
• Pain and suffering caused by the trauma of the accident, the bad memories connected to your vacation, the emotional distress of being injured, and more.
• Lost wages. If you are prevented from returning to work because of the accident, you can claim compensation for the income you would have received.
• Loss of enjoyment of life and loss of future earning capacity (if your injuries cause permanent disability)
• Scarring or disfigurement
• Therapy expenses to treat emotional disorders such as PTSD that arise from the accident

How An Attorney Can Help

Every state has different personal injury laws. Some state laws prevent you from claiming compensation if you share fault for the accident. A car accident attorney will help you navigate those nuances, prove who was at fault, and make a compelling argument for why you deserve compensation. Call our Monroe, LA office at (318) 855-0285 or online.

Campbell, House & Company

1815 Roselawn Ave

Monroe, LA 71201

(318) 855-0285

Fax: 505.764.9722

The post Monroe, LA: What If You’re Injured in a Car Accident on Vacation? first appeared on Campbell and House.

Unfortunately, workplace injuries are still tragically frequent – costing employees millions in damages every year. Workplace accidents can cause damages like serious injury, unaffordable medical expenses, emotional distress, loss of capacity to work, lost income during recovery, psychological trauma, and much more.

If you’re injured at your workplace in Shreveport, you have the legal right to a personal injury claim to recover compensation. If you want legal assistance, you can reach out to the attorneys at Campbell, House & Company. However, we are not just concerned about helping you after you are injured. As a law firm concerned about your wellbeing, we also want to help prevent accidents from happening.

Keep reading to understand your rights as an employee and the responsibilities that your employer has towards you. If your rights are being violated, that is a sign of negligence on the part of your employee. Negligence can lead to accidents! Catching your employer’s negligent behavior early could help you or a coworker avoid serious injury or death.

Your Rights as an Employee

You have certain rights as an employee in the U.S., and if those rights are violated and you are injured, you are protected under personal injury law. According to OSHA, those rights include your entitlement to:

• Receive workplace safety and health training (in a language you understand)
• Work with machines that are safe (i.e. functioning correctly!)
• Receive required safety equipment that is in good condition
• Be protected from exposure to toxic chemicals (i.e. be warned of possible exposure and be reasonably protected from accidents)
• Work in a place that is regularly inspected under OSHA standards
• Have an effective channel to report workplace injuries, illnesses, or concerns
• Know about workplace injuries and illnesses that occurred in your workplace
• Have access to test results that measure workplace hazards

Your Employer’s Responsibilities

Your employer has a legal responsibility to provide a reasonably safe workplace. OSHA explains that an employer has the responsibility to:

• Provide a workplace free from serious recognized hazards
• Comply with OSHA standards, rules and regulations
• Regularly examine workplace conditions to ensure they are up to OSHA standards
• Ensure that employees are working with safe tools and properly-maintained equipment
• Use color codes, posters, labels or signs to warn employees of potential hazards
• Make sure employees follow safety and health requirements by regularly establishing and updating safe operating procedures
• Provide training using a language and vocabulary that all employees can understand
• Develop and communicate a written program to train employees on how to safely deal with hazardous chemicals in the workplace
• Provide medical examinations and training when required
• Clearly inform employees of their rights by displaying an OSHA poster or equivalent where all employees can see it.
• Report all work-related fatalities within 8 hours to the nearest OSHA office
• Report all work-related inpatient hospitalizations, amputations, and all losses of an eye within 24 hours.
• Keep records of work-related injuries and illnesses and make them available to employees.
• Provide access to medical records and exposure records as requested by employees or their authorized representatives.
• Not discriminate against employees who exercise their rights to voice concerns or report an employer’s violation of responsibilities.
• If a violation has occurred, the employer must post a corresponding OSHA citation at or near the work area involved and leave the citation posted until the violation has been corrected, or for three working days, whichever is longer.
• Correct cited violations by the deadline set in the OSHA citation and submit required documentation.

Have you been injured on the job in Shreveport, LA? If you are aware of any way that your employer has violated their responsibilities or cheated you of your rights, that information will play a pivotal role in your personal injury case! Don’t wait to get the compensation you need to cover your expenses. Talk to an attorney ASAP about your situation.

Because large companies often have their own team of attorneys, filing a case against your employer can be intimidating or even feel impossible. Companies often try to cover up their fault and negligence after an accident in order to avoid paying compensation to the victims. But Campbell, House & Company is here to fight for you! Having a personal injury attorney represent you means you can confidently move forward in telling your side of the story. A personal injury attorney can gather evidence in your favor, expose the various ways your employer was negligent and at fault, and accurately analyze the full value of your case! Call us at (318) 855-0285 or message us!

Campbell, House & Company

1815 Roselawn Ave

Monroe, LA 71201

(318) 855-0285

Fax: 505.764.9722

The post Shreveport, LA: Your Rights As An Employee first appeared on Campbell and House.